Your Plan To Prosperity
Manchester Financial believes:
- Your Best Decisions Are Powered By Planning.
To guide you, we must first clearly understand you and your unique goals. Together, we will prepare a plan for your prosperity. Your current situation combined with your future goals and dreams form the foundation of your plan. Insights secured from the plan guide us to make the best investment, insurance, income tax and estate planning recommendations. Your plan will provide you with the clarity you need to confidently make your best decisions going forward.
- Long-Term Success Requires Mid-Term Adjustments
Our planning process looks out over your long-run so you make the best decisions now. As your financial future evolves, we are there with you to update your plan, retest assumptions and make mid-course adjustments to further improve your future. The same holds true for your portfolio. Many advisors ignore a client portfolio once it is set up and don’t review it until you call. Manchester actively monitors your portfolio and strategically adjusts it to your unique situation as economic, tax and political conditions evolve. You worked hard for you money and it should do the same for you.
- Taxes Are A Drag
Superior results can be achieved at three levels: tax-efficient asset allocation, tax-wise asset location and tax-savvy strategy implementation. Tax planning is a real specialty and most advisors only have classroom-level knowledge. Our advisor team has prepared thousands of returns over the years, so we know first-hand how to guide you or your CPA. It’s not just what you earn, it’s what you keep!
- Costs Matter
Low cost index funds or exchange traded funds have powered our portfolios for over a decade. As an independent advisor since 1990, we do not accept any commissions, thus each and every decision we make is based on how we can increase your return, lower your risk and improve your future. It’s all about you.
- Diversification Is Important
By investing in assets that have unique characteristics, a diversified portfolio is designed to achieve higher returns with less risk. While diversification doesn’t work all the time, it does works over time. That’s what makes Asset Allocation more important.
- Asset Allocation Is Key
While diversification helps to increase return and reduce risk on the margin, asset allocation is what locks in 90% of your portfolio's ultimate volatility and has a far larger impact on risk and return. Wise investment decisions as to your portfolio’s allocations to stocks, bonds, cash, real estate and alternatives is what matters most. Simply, we’re here to align your assets with your aspirations!
- Your Future is Assured
Astute management of a properly allocated and diversified portfolio by your trusted advisor in a tax and cost-efficient manner will keep your money working hard for you. Integrated advice regarding tax, estate, insurance and investments provides you peace of mind. Sophisticated planning provides the clarity and confidence to make your best decisions.
Since you’ve spent time researching our firm, are you looking for the best advice and planning to reach your goals and assure your future? Even the longest journey starts with a first step, so give us a call at 800-492-1107.